Gift Cards at Ross: The Complete List of Brands, Fees & Where to Buy (2026)

If you are standing in a Ross aisle wondering whether the gift card rack hides a Visa card or a restaurant card somewhere in the mix, we have a straight answer for you: it does not. Ross keeps things simple and sells its own branded gift cards, and that is the whole lineup. Here is the rundown before you buy one in store or order online.

Which Gift Card Brands Ross Actually Sells

Ross Dress for Less sells Ross gift cards and nothing else in the gift card category. You will not find a multi-brand rack of restaurant, entertainment, big-box, or open-loop Visa and Mastercard cards at Ross, either in stores or online. Ross also does not run an online gift-card marketplace for third-party brands.

That single-brand setup is worth flagging because shoppers often assume every large retailer carries a wall of options. Ross does not. If you want a gift card for somewhere else, you will need to buy it from that retailer directly. We cover the same ground for other stores in our guides to gift cards at Ulta Beauty and gift cards at Five Below, both of which follow similar single-brand rules.

Ross gift cards are also not interchangeable with TJ Maxx or Marshalls cards, even though the stores feel like cousins. A Ross card works at Ross Dress for Less and nowhere else.

Denominations, Fees, and Purchase Limits

Online, Ross gift cards can be loaded with any whole-dollar amount between $10 and $150 per card. In stores, the same $10 to $150 range applies, with common preset options like $10, $25, $50, and $100 plus the ability to request a custom amount. One secondary source claimed a $500 in-store maximum, but we could not confirm that on any official Ross page, so treat $150 as the safe assumption.

The fee situation is refreshingly clean. Ross does not mention activation fees, purchase fees, or dormancy and inactivity fees on its official pages. Gift cards and store credits do not expire. If you are in California, note that balances under $10 can be redeemed for cash.

We did not find any published daily or per-transaction purchase caps on the Ross site pages we reviewed, so if you need several cards, plan to spread the purchases or ask at the register. Cards are treated like cash, which means Ross is not responsible for lost or stolen cards unless you have the original purchase receipt.

Where to Buy: In Store vs. Online

You have two real channels. The first is any Ross Dress for Less location, where you can pick up a card at the registers or customer service. The second is Ross's official online gift card order page at rossstores.com/gift-cards, which links to a gift solutions portal where you choose a design and message and have the card shipped to yourself or the recipient. Physical plastic cards are the only format; we found no e-gift cards confirmed anywhere.

That online gift card page is essentially the only thing you can buy from Ross on the internet, since the chain does not sell merchandise online at all. Cards are not widely stocked at third-party retailers like Target, Walmart, Amazon, CVS, or grocery chains, so skip those errands. Resale marketplaces do list pre-owned Ross cards at a discount, but those are not Ross-operated and carry their own risks.

Once you have a card in hand, the balance is easy to track. You can check it in store or by phone through customer service. If you want a walkthrough, our Menards gift card guide covers how balance checks typically work at single-brand retailers, and the same in-store-or-phone approach applies here.

Redemption is in person only. Ross gift cards are valid at Ross Dress for Less physical stores and cannot be used online, since there is no online checkout to use them at. Remaining balances carry over across visits.

The Rewards Angle

Ross does not offer a free standalone loyalty program, so do not expect points just for shopping. The program that exists is Ross Rewards, and it is reserved for holders of the Ross Credit Card or Ross Mastercard, issued by Comenity Capital Bank. Cardholders earn 5% back in Ross Rewards Dollars on qualifying Ross purchases, and Mastercard holders also earn 1% on other Mastercard purchases. Those Rewards Dollars convert into $5 Reward Certificates in $5 increments, up to $20 per cycle, and the certificates expire 60 days after issuance.

One thing to know before you strategize: the one-time 10% off new-account welcome discount explicitly excludes gift cards, disposable bags, and donations. We could not fully verify whether gift card purchases earn the 5% back, so do not count on it. Separately, shoppers 55 and older get 10% off on Tuesdays with a valid ID, though we found no confirmation that the discount applies to gift card purchases. If a discount on adjacent merchandise is what you are after, our roundup of Christmas gifts for kids between $20 and $40 pairs nicely with a Ross run.

Frequently Asked Questions

Can I use a Ross gift card online?

No. Ross gift cards are valid only at Ross Dress for Less physical store locations. Ross does not sell merchandise online at all, so there is no online checkout where a card could be applied. The only online purchase Ross facilitates is the gift card order itself.

Do Ross gift cards expire or charge fees?

They do not expire, and Ross does not mention activation, purchase, or dormancy fees on its official pages. In California, balances under $10 are redeemable for cash. Treat the card like cash, because Ross is not responsible for lost or stolen cards without the original purchase receipt.

Can I buy a Visa or restaurant gift card at Ross?

No. Ross sells only its own branded gift cards. There is no third-party or multi-brand gift card rack in stores or online, so you will not find open-loop Visa or Mastercard cards, dining cards, or other retailers' cards at Ross.

What amounts can I load onto a Ross gift card?

Online, any whole-dollar amount from $10 to $150 per card. In stores, the same range applies with common presets like $10, $25, $50, and $100, plus custom amounts. Ignore claims of a $500 in-store maximum, since we could not verify that against any official Ross source.

Can I reload a Ross gift card?

Reports conflict on this. Some secondary sources say cards can be reloaded in store, while others say they cannot, and Ross's official pages we reviewed do not confirm either way. Ask at the register or customer service before you plan around reloading.